State Judge Overturns rules of automobile insurance for accident victims

A New York State judge yesterday überhört strict no-fault auto insurance that the Pataki administration rules this year that the situation of public officials insurance, it failed to analyze the effects on people injured in accidents and on doctors.

The rules, which met in February, it took an injured victim to the insurance company within 30 days following an accident, against 90 Moreover, doctors of 45 days, instead of submitting 180, and requests for treatment.

The State Insurance Department, which said that the deadlines would be more stringent consumer protection, because the borders more opportunities for fraud by which the premiums of all vehicle owners, said he would be issued against the reign of Justice yesterday Phyllis Gangel Jacob of State Supreme Court in Manhattan.

”We are disappointed by the ruling,’’said a spokeswoman, Terri Marchon.

Appeals against the regulations was represented by a coalition of lawyers, doctors and consumers. It says that the new rules would benefit insurance companies, wrongly, a disadvantage, while accident victims and doctors, their injuries.

The complainant said that any person whose injuries were serious enough to prevent because the insurance company within 30 days - for example, a pedestrian, was unable to know which companies had provided car - could be denied all benefits. You mentioned 30 days was one of the shortest of these periods in any state is not entitled.

He also said that doctors only 45 days after treatment in a file for compensation was too little time for many surgeries and billing.

The no-fault law is intended to ensure that payments for medical care and lost wages for car accidents, where a victim injuries are not serious. Only one seriously wounded May appeal.

David B. Golomb, president of the New York State Trial Lawyers Association, a group against the new regulations, said Justice Gangel-Jakobs-stop, the legislature has confirmed the intention to adopt, if it has no debt insurance. Another issue that regulations as the New York Public Interest Research Group, a consumer group.

Gangel Jacob of Justice has decided that the process by which the insurance division has adopted the new rules wurde”willkürlich, morose and misuse of power”and said hatte”nicht of the Agency of consideration of the impact of new regulations”victims of accidents and doctors.

She also said that the division of insurance, it failed to bieten”Studien or Proofs”zu show that the new provisions would contribute to reducing tax evasion, and has failed to follow solutions alternative to achieving that goal.

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