New Jersey Auto Insurance help consumers

Your editorials about my plan for reforming auto insurance in New Jersey (”No-Fault error New Jersey”25. January) correctly pointed out that automobile insurance rates will drop over 20 per cent, but it wrongly suggests that the plan ignores the problems of false insurance claims and repair of fraud.

On the contrary, I have a proposal for tough action against serious forms of fraud and theft.

Like an effective system in New York, New Jersey Institute, a photo of mandatory inspection of law. Satisfied that the car photo, to ensure that they exist and are not damaged. We expect this to reduce fraud and theft in New Jersey, where he was in New York.

In addition, insurance companies are required to make their own plans to reduce fraud and theft or face sanctions, reducing premiums for Collison and comprehensive coverage.

Other reforms I have proposed, such as the elimination of free arrangements for insurance companies and the cessation of the use of age, sex and family situation, phrases, is the assurance of a rationalization of the environment. New Jersey driver is correctly believe that the auto insurance system is unfair and that insurance costs too. These and other changes are a fair and rational system of insurance for the first time in many years.

New Jersey already has a no-fault system effective, much the same as that of New York. Slightly more people to pay for the option to lodge a complaint, but it is a small percentage of drivers, and they pay for the privilege, with higher prices. Évitable attorneys and legal costs are no longer the issue in New Jersey.

My proposal is recovering and fair play vis-à-vis auto insurance. For too long New Jersey drivers have been deceived by a control system. It is high time for auto insurance work for the benefit of consumers.

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