Giuliani complains auto insurance, requiring reductions assess

Mayor Rudolph W. Giuliani is strengthening its efforts yesterday to lower automobile insurance rates in New York by filing a complaint against seven most insurers to obtain cheaper prices for residents.

The class action suit, files from the State Supreme Court in Manhattan, argued that the reduction in car thefts in the city have been accompanied by a proportional reduction in the overall rate of insurance. The suit for compensation must be complete for all policyholders in the city.

”The insurance companies a huge gain on the back of the population of this city,’’said Giuliani at a press conference in Prospect Park West Park Slope, Brooklyn.

In the fight against the issue of insurance which has always been the province of state government, Mr. Giuliani focuses on a topic that is of particular importance in Brooklyn, Queens and Staten Island, where he hoped a broad support in the elections of mayors of elections this fall.

Theft of motor vehicles, but less than 60000 incidents during the year 1996 more than 145000 in the year 1990, the suit said. Instead of a decline in premium rates, insurance companies have high Sätze”unrechtmäßig’’says the complaint. The suit said that insurance companies are required to ensure that automobile insurance rates are neither unjust nor discriminatory excessive.

”If the market conditions indicate that prices should fall, insurance companies are legally obliged to reduce their prices,’’said the costume. ”Because they are here, insurance companies and their interests before the law and the rights of their policyholders.”

Insurance companies in the complaint are Aetna Casualty & Surety Company, Allstate Insurance, Government Employees Insurance Company, Liberty Mutual Insurance Company, Nationwide Mutual Insurance Company’s State Farm Fire & Casualty Insurance Company and travellers Indemnity Company.

Mr. Giuliani also announced the completion of a report by the mayor of the task force on the price of insurance, strengthen its law, that people have prices despite the reduction of crime. The report of the Task Force, headed by Commissioner Jose Maldonado of Consumer Affairs, raised the State Department of Insurance to follow, because they lower rates. The report calls for a more far-reaching changes in the state, the department of insurance, including the creation of an office’s rights and demanding consumer, paragraph decreases in automobile insurance.

John Calagna, a spokesman for the insurance sector Department, in charge of the city denied that his agency has not done enough to force, lower rates for residents. It was the decline in rates for complete coverage in New York City for about a year. Last year, the decline has averaged 5 per cent and it has so far been the same this year, he said.

”You’re looking not the complete picture,’’said Calagna. ”The majority of drivers in New York not to buy coverage. So the dramatic decline flight does not reflect the savings expected for most drivers in New York, because they did not buy this kind of reports.

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