New York Insurance

Although “Akiva was there only a few immigrants from Russia, had no medical training, he heard three clinics of personal injury, Brooklyn.

In July afternoon, he sat behind his desk, turned on the radio, reached in his desk drawer and Manila withdrew a folder full of new police reports. It has a large yellow on each note, and pulled the first report on the office of my friend, another newly registered lawyer, is trying to break into the lucrative practice of the injury right.

“This is a child with a fracture,” said Akiva, “and you will see that plate on the vehicle which took - a team car. Most of the reports. ”

My friend has written a number of notes - $ 500.00 - and then he slipped again on the desktop Akiva, wrote another a little less valuable, and he slipped. It read $ 1,250. Without saying a word, my friend $ 800 wrote in the note, he stressed, and submitted it to Akiva. “Done,” said Akiva.

My friend pulled his company cheque book to be filled with a cheque “narrative reports” on the message and submitted it to Akiva. He had just bought his eighth event of injury this month.

As one third of all States in New York a “no-fault” auto insurance law in the year 1973. The legislator hopes it would reduce litigation right of the injured man on his medical expenses. Critics say that the assurances which automatically provides $ 50000 for medical expenses would not degenerate fraud and driving the process, as a person how to make minor injuries or overtreat, and then accuse.

But nobody predicted they generate thousands of quasi-clinical, brokers as persons requiring damages, or $ 50000 that health care would be a violation of the corps of lawyers fuel the explosive growth of several million complaints.

According to an April 2002 report in The New York Times, the Alliance of insurer American as the New York insurance payments on automobile fraud led to $ 2 million per day. Fraud is not limited to no-fault United, and although the problem is far from New York, published reports show that immigrants from the former Soviet Union, many articles.

In Louisiana, Igor Boris Razvitnov, Texas, Slava and Elena Tretchikova, Pennsylvania, Vadim Lyakin, Florida, Vladimir Shats, California, Michael Smushkevich and Bogich Jovovich.

“We have seen rapid growth in the integration of Russian immigrants in self-insurance fraud,” says James Quiggle Washington, DC-based monitoring group Coalition Against Insurance Fraud. “This is a quick way for an amount of money And it requires no detailed knowledge of American business practices, education in English, or even language. It is a low barrier, and it is very lucrative. ”

The Insurance Research Council in 1998 estimated that 40 percent of all motor insurance claims across the country with fraud. After Quiggle fraudulent claims now auto insurance costs of $ 14 billion per year. So how is it that New York who, like most countries, hats pay only the $ 50000 medical care, leading to lose $ 2 million per day in self-insurance fraud?

The injury disputes in the tortuous, but very disciplined, lawyers Excel. Payment of an injury clinic for new customers, the normal course of business, the hourly costs for many lawyers in America in large cities, where owners of the clinic and their networks “runner” Schäfer victims in hospitals, before consulting a lawyer. Once under the spell of the clinic, are victims of the accident on the negotiation for lawyers have no other means to attract customers.

More entrepreneurship among America’s corrupt lawyers have decided to eliminate not only the operators clinic, but the random nature of car accidents. Disbarred lawyer Ken Gottlieb, in consultation with counsel Oheb Tamir, staging 56 in California by accident the summer of 1999. The following year, Manny Kreitenberg Beverly Hills lawyer was sentenced for his role in a conspiracy to commit insurance fraud, as far as California’s Department of Motor Vehicles.