New York Insurance

Documents released Friday in conjunction with the insurance broker Aon indications say that irregularities have been investigators when selling insurance in homes and automobiles. Until now, a number of investigations in the insurance sector reached agreement on commercial insurance.

For years, Aon channel home and personal car to cover wealthy Americans to two major insurers, premiums paid Aon and helped pay the salaries of some of its brokers, according to the documents. The regulation often leads to higher prices for customers of Aon.

The situation was disclosed as part of the Aon-$ 190 million urban with lawyers Consulate General in New York, Connecticut and Illinois.

Aon has concentrated its turnover by private car and Home Insurance paid high directors and business owners who have to cover communications. Aon What was the mediation of commercial scope, the broker also that the best coverage for personal coaching at the best prices.

But since 1999, documents show Aon led to the acquisition of vehicles and personnel home on the cover of Chubb Corporation and Fireman’s Fund, both companies share the costs of remuneration of some brokers with Aon and also the bonus paid for more business.

Patrick G. Ryan, Chief Executive and founder of Aon, said Friday that he disagreed mit”eine number of interpretations and Schlussfolgerungen”in the documents. He said that the company would not be on documents or police investigators allegations.

At the same time, he has an excuse and said,”he regretted that some of our employees have violated our code of conduct.”But he added:”We do not believe that these assertions are indicative of practices Aon.”

Spokesman of Aon and Chubb declined to comment. A spokesman for Fireman’s Fund, a division of the Alliance, not demand the return comment. The spokesman for Chubb said he could not help while trying to reach Dean O’Hare, former Chief Executive Chubb, retired in 2002 and was in some documents.

The agreement with Chubb and Fireman’s Fund was part of an overall strategy to drive Aon to increase their profits in the most important branches in exchange for preferential treatment for more pay insurance companies, by letters, e-mail messages and handwritten notes made public by investigators. Aon also provides its customers that it had always acted in their best interest of these documents.

The documents show that efforts have been made in the highest levels of Aon. On September 13, 2000, for example, Mr. Ryan discussed the incentive programs to Mr. O’Hare, was Chief Executive of Chubb then.

Chubb was concerned that, despite bonus, he was paying, Aon, it was not so much the direction of the business as planned. For its part, Aon wanted Chubb to buy some of its own reports known as reinsurance, a subsidiary of Aon’s reinsurance.

A month after the dinner, according to handwritten notes on a telephone conversation between the leaders of Chubb and another reinsurance broker,”Dean O’Hare has promised Pat Ryan Aon Löwenanteil”des obtain reinsurance business . The notes said the proposal Aon reinsurance was in the schlimmste””von several offers Chubb Chubb and that several leaders were against him.

The comments also apply to an offer of a discount of 50 per cent in Aon’s charges for organising reinsurance Chubb. Aon hoped that the money lost in the surrender by the Chubb pay premiums such as Aon would be headed IT sector, said investigators.

This process was known as clawback Aon”,” Eliot Spitzer, New York, Attorney General, said in a complaint. Michael O’Halleran, in September, was the President and Chief Operating Officer of Aon,”personally negotiated agreements clawback,’’said Spitzer in the complaint.